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  • Because many people have initially started the loan modification process on their own and have gotten very frustrated, they are now considering hiring a loan modification attorney

  • A loan modification attorney should have a legal staff that will go through your documents that you signed when you obtained the loan, looking for violations of law. Many loans have these violations, and yield superior results

  • Please feel free to browse our FAQ page for answers to questions that you may have, or for answers to questions that you haven't thought of yet

  • We would like to invite you to share your comments, questions, and experiences

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Welcome...

If you are struggling to make your mortgage payments, or have fallen behind, it is hard to know what to do. It is important that you understand that there are solutions that may help you work out of your situation. We can help even if your bank has stopped accepting your payments, you are in foreclosure. or are facing the sale of your home at auction.

In trying to find the right solution it is critical that you deal with a law firm that can protect your rights. This can be a complicated process and there are many factors that must be considered to determine how to achieve a successful result. In many cases a positive result can be achieved without litigation but it is sometimes necessary to be more aggressive to compel the lender to take action.

We are passionate about helping the public protect themselves against discriminatory and predatory loan practices which are being perpetrated against them through the misconduct of the nations most prestigious lending institutions...

"I believe that banking institutions are more dangerous to our liberties than standing armies."

Where Did the Bailout Money Go?

Banks have launched public relations campaigns to bring in customers and soothe nerves, with ads offering "peace of mind" and other promises. But what's not public is what they are doing with the billions in federal bailout money they've received -- Where the money is going is not clear. One of the fundamental problems with the Wall Street Bailout is the people who have actually caused the problem are not being called in front of Congress to explain what they are doing!!!

Forensic Loan Audit Process

Click here to answer all of your questions regarding all aspects of the forensic loan audit process. When interest rates change, especially when they rise, ARM adjustments become much more complicated and Indexes play into the picture. These economic forces can wreak disaster on improper disclosures. ARM program disclosures must be provided as soon as a customer asks about an ARM program.

ForensicAudit-Sample

Click here to view a sample forensic audit report that covers an analysis of the summary of loan terms, financial & underwriting analysis, the truth in lending act analysis, HOEPA analysis, RESPA analysis, predatory indicators including but not limited to discrimination, fraud, breach of implied covenant of fair dealing, breach of fiduciary duty, civil conspiracy, and unfair/deceptive business practices.

Click Here To See If You Qualify

Currently there are new programs available that can help you get caught up and back on track with your lender even if you have fallen behind. These programs can lower your interest rate, monthly mortgage payment, and in some cases, even reduce your principle balance.